Factoring
Factoring is a service that allows legal entities and private entrepreneurs in order to finance their working capital sells their accounts receivable from Buyers to a Factor (Bank).
• The seller delivers the goods/services to the Buyer on the conditions of a delay payment.
• The seller assigns its money claim to the Bank and provides the documents for delivery of the goods/services.
• The Bank sends a notification to the Buyer and covers up to 90% of the costs for goods/services.
• After completion of the deferral period the Buyer makes a payment to the Bank.
Benefits
For Seller (Supplier)
• An opportunity to withdraw the necessary funds for business, without waiting for payment from the buyer
• An opportunity to immediately receive up to 90% of accounts receivable
• An opportunity to reduce currency, liquidity and inflation risks of accounts receivable
• Acceleration of turnover
• Cash flow planning opportunity
• Increase of profitability
For Buyer
• Possibility to make payment later
• An ability to increase purchases without additional risks and costs
Terms of factoring
| Indicators | Terms |
|---|---|
| Amount of funding | Up to 90% of invoice |
| Interest rate | Starting 13% |
| Limit | 12 months |
| Period | Up to 90 days |
| Guarantee | Not required |
| Comission | 0.5% |
Terms of factoring
| Faktorinqsiz | Faktorinq ilə | |||
|---|---|---|---|---|
| İllik satışlar | ||||
| Satışın maya dəyəri | -- | -- | ||
| Ümumi gəlir | -- | -- | ||
| Təchizatın tezliyi | -- | -- | ||
| Təchizatların sayı | -- | -- | ||
| Faktorinq | ||||
| Faktorinq xərcləri | 0 | |||
| Son nəticə | -- | -- |
Online application for the financing of trade operations
You can apply to any branch or department of Kapital Bank or order online for the financing of the trade operations.
